Personal Loans From 9.99%* Apply in 3 Minutes and Get Up To $35,000 Transferred Today

Get funds e-Transferred as soon as today! Submitting an application will not affect your credit score

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Trustpilot 4.8/5.0
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Financing that Meets Your Needs

Debt Consolidation
Having debt can be overwhelming. Trying to decide what to pay off first while keeping up with all of the interest payments can cause a lot of financial stress. This is where a debt consolidation loan can help. Turn all those monthly payments into one convenient monthly payment while paying off your debts faster.
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Emergency Needs
One thing we can always count on is that life happens. Sometimes, there just isn’t quite enough money to go around, especially when the unexpected happens. A personal loan allows you to cover these expenses while maintaining a flexible payment schedule.
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Special Occasions
From graduations to weddings, those special days in our lives only happen once and we want to celebrate them. Don’t let your finances hold you back. A personal loan can allow you to celebrate those moments how you want to, in an affordable way.
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Major Purchases
Large purchases, like vehicles or even new appliances, can be unexpected and expensive. Using a personal loan allows you to purchase these items when you need them.
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Home Renovations
When it comes to owning a home, improvements and renovations always need to be done whether they are planned or not. A personal loan allows you to do these renovations whenever you are ready.
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Vacations
Traveling is a once in a lifetime experience. Adventure, culture, history; whatever your reason is and wherever you decide to go, immersing yourself into the experience only makes the vacation better. A personal loan can make all that a reality.
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Debt Consolidation

Having debt can be overwhelming. Trying to decide what to pay off first while keeping up with all of the interest payments can cause a lot of financial stress. This is where a debt consolidation loan can help. Turn all those monthly payments into one convenient monthly payment while paying off your debts faster.

Apply Now

Spring Financial has helped me consolidate my debt and now I have extra funds to help pay off my son's student loans.

Christopher M from Acton, ON

Personal Loans Made Simple

Apply From Your Device and Say Goodbye to Financial Stress

Experience the most convenient and hassle-free loan application, specifically designed for Canadians, by Canadians. Apply, get approved, and receive the funds via e-Transfer, all from the comfort of your device. Say goodbye to long queues and tedious paperwork! Our process is intentionally designed to be simple, fast, and straightforward.

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How it works

1. Fill out our secure online application

Say goodbye to branch visits and long queues – everything can be done from the comfort of your device.

2. Get approved

Our dedicated team will promptly review your application and provide you with an approval within a matter of hours.

3. Receive your funds

Once approved, receive your funds swiftly through a convenient e-transfer directly to your bank account!

1. Fill out our secure online application

Say goodbye to branch visits and long queues – everything can be done from the comfort of your device.

2. Get approved

Our dedicated team will promptly review your application and provide you with an approval within a matter of hours.

3. Receive your funds

Once approved, receive your funds swiftly through a convenient e-transfer directly to your bank account!

Apply Now

Why choose Spring Financial?

spring
Max Amount $35,000
Interest Rates From 9.99%
Fully Online Application
Approval Within Hours
Same-Day E-Transfer
Bank Loans
Max Amount $50,000
Interest Rates From 9.99%
Fully Online Application
Approval Within Hours
Same-Day E-Transfer
Credit Cards
Max Amount $10,000
Interest Rates From $19.99%
Fully Online Application
Approval Within Hours
Same-Day E-Transfer
Payday Loans
Max Amount $1,500
Interest Rates From 200-450%
Fully Online Application
Approval Within Hours
Same-Day E-Transfer
Apply Now
*Information is based on averages and may vary by institution or lender. It is not intended to address specific circumstances or any individual case.

Bankroll your Next Big Thing.

350K Canadians funded
$500M funded since 2016
75K monthly applications

See what our clients say about Spring Financial

Excellent Trustpilot - Excellent - 12,000+ reviews
12,000+ reviews on Trustpilot - Excellent - 12,000+ reviews
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Frequently Asked Questions

  • How does the Spring Financial personal loan work?
  • What is the interest rate for your personal loans?
  • What do I need to qualify?
  • How much do I qualify for?
  • How long does the process take?

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