Evergreen Loan

Borrow, grow, repeat.

Get rewarded for improving your credit.

How it works.

Step 1

The Foundation

Improve your credit and save $750 over 12 months with The Foundation.

Step 2

Unlock the
Evergreen Loan

After 12 months on The Foundation and saving $750, you automatically qualify for the $1,500 Evergreen Loan.

Step 3

Spend and

Once you pay it off, you can access another $1,500 at the same rate.

The best offer.

We’re bringing fair financing to everyone. Complete The Foundation and guarantee yourself a $1,500 Evergreen Loan at 18.99%.

$1,500 Borrowed on an 18 Month Term
Interest Rate Bi-weekly Payment Total Interest Paid
Evergreen Loan 18.99% $44.34 $229.20
Personal Loan 40.00% $51.43 $505.90
Quick Cash Loan 400.00% $231.64 $7,534.05
Values are illustrative only. Actual rates for personal and quick cash loans may vary.

Get a $1,500 cash advance.

  • Deposited directly into your bank account.
  • Payments are from $44 bi-weekly.
  • 100% approval rate after you complete The Foundation.

Continue to build your credit.

  • Every payment gets reported to the credit bureaus.
  • Automated payments mean you don’t need to worry about being late or missing a payment.
  • Once you pay off your loan, you are free to renew and access another $1,500 cash advance at the same rate.

It’s easy.
It works.

We’ve helped thousands of Canadians improve their credit and access fair financial products.


  • How much is the loan?
  • What is the interest rate?
  • Are there any fees?
  • How long is the term?
  • How does the approval process work?