What's Best? Charge Card, Prepaid Credit Card, or Secured Credit Card

Should I get a charge card or credit card? Is a secured credit card the same as a prepaid credit card? These small plastic cards raise a lot of questions. While there are similarities, each method of payment features some distinct differences in terms of their spending limits, repayment terms, and credit-building opportunities.


You May Also Like:

Credit Cards | Aug 18, 2021

Top 5 Rewards Credit Cards in Canada

Whether you’re searching for your first credit card or considering a jump to a new one, the options these days feel infinite. The credit card industry is highly...

Read this Story

Credit Cards | May 25, 2021

4 Reasons Why You Should Never Use a Debit Card

When the debate between which is better – using a credit card or a debit card – many will argue that the answer is simple: debit cards draw directly from your b...

Read this Story

Credit Cards

Is The PC Financial Mastercard Worth It?

Do you frequently shop at stores like Loblaws, Superstore, No Frills, and Shoppers Drug Mart? If so, you should think about getting a PC Financial Mastercard. T...

Read this Story
Need help?

Visit our help centre for more information

Looking for more details about a specific service? Need to get a hold of us regarding an existing account? We are here to help!

Help Centre

Let’s grow together.

Explore Products