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The Foundation

Learn more about our credit building product.

Evergreen Loan

Learn more about the $1,500 cash advance.

Personal Loan

Learn more about our loans up to $35,000.

Mortgages

Learn more about our mortgage options.

General FAQs

  • Who owns Spring Financial?
  • How do I contact Spring Financial?
  • What provinces do you operate in?
  • What do I need to apply?
  • I submitted an application. What do I qualify for?
  • How quickly can I get funds?

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Products
* Spring Financial Inc. provides loans up to $35,000 with interest rates ranging from 9.99% to 46.99%, and terms from 6 to 60 months. APRs on such loans range between 10.8% to 46.99%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount.

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a Weekly payment of $24.43, with the total repayment amount of principal and interest being $6,352.33 and the total cost of the loan (interest only) being $1,352.33.

To qualify for The Foundation, you must have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID. The Foundation is available in all provinces except Saskatchewan, Quebec, and New Brunswick. Results from The Foundation depend on the individual. All guarantee references are made in connection to the Evergreen Loan. To qualify for the Evergreen Loan, you must first successfully complete 12 months on The Foundation and save $750, have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID.

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Spring Financial Inc. and its loans are not affiliated with any credit bureaus.
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