Our mortgage solutions:

Buying your
first home

  • Take the first step to owning a home by getting approved for a mortgage through Spring Financial.
  • Access the best rates thanks to our extensive network of over 40 lenders and banks.
  • Our friendly agents will be there to help from start to finish.
Start your mortgage journey

Consolidate debt with home equity

  • Consolidate all your debts into one easy payment without having to go into consumer proposal or bankruptcy.
  • Use your home equity to skip your monthly payments for up to a year.
  • Approval options for all credit scores.
Get a home equity loan

Line of credit & mortgage combo

  • Take advantage of the current market’s super low rates and get approved for a HELOC & Mortgage combo.
  • Increase your line of credit with every mortgage payment you make.
  • Always have easy access to your home equity.
Get started
Great Place To Work Certified
Products

License #349123

* Spring Financial Inc. provides loans up to $35,000 with interest rates ranging from 9.99% to 46.99%, and terms from 6 to 60 months. APRs on such loans range between 10.8% to 46.99%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount.

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a Weekly payment of $24.43, with the total repayment amount of principal and interest being $6,352.33 and the total cost of the loan (interest only) being $1,352.33.

To qualify for The Foundation, you must have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID. The Foundation is available in all provinces except Saskatchewan, Quebec, and New Brunswick. Results from The Foundation depend on the individual. All guarantee references are made in connection to the Evergreen Loan. To qualify for the Evergreen Loan, you must first successfully complete 12 months on The Foundation and save $750, have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID.

Spring Financial Inc. is headquartered at Suite 600, Two Bentall Centre, 555 Burrard Street, Vancouver, British Columbia, Canada, V7X 1M8

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Spring Financial Inc. and its loans are not affiliated with any credit bureaus.
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