Spring Financial offers Payment Protection Insurance products that are underwritten by Trans Global Insurance Company or Assurant. For more information about the terms and conditions including limitations and exclusions, the claims handling process, the complaint handling protocol and Frequently Asked Questions, please visit the respective websites below: Trans Global Insurance: https://transglobalinsurance.ca/distributors/springfinancial/ Assurant: https://cardbenefits.assurant.com/en/creditorhelp