What happens to my credit if I miss payments?

Spring Financial reports your complete payment history to the credit bureaus every month. If you are making your payments on time, then this will help build a positive payment history; if you miss payments then it could negatively impact your credit. If you’re currently on The Foundation and think you may miss a payment, then please give our Client Care team a call in advance of your payment date to see what we can do to help.

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