Who needs The Foundation?

The Foundation is for Canadians who need to improve their credit situation and want to guarantee themselves access to personal loans at reasonable rates. If you meet any of the following criteria then The Foundation is right for you:

  • Are new to Canada
  • Are new to credit
  • A student
  • Have been through a bankruptcy, consumer proposal or credit counselling
  • Are struggling to get approved for the credit you want
  • Are paying high interest rates
  • Have a credit score lower than 700

The Foundation will give you the chance to start making positive payments, improve your credit score and prove to banks and lenders that you are able to handle mainstream credit.