Credit Tips

Blog Categories

Credit Tips | Dec 20, 2022

Can you Keep a Credit Card with a Consumer Proposal?

Debt is one of those things that is sometimes unavoidable. Occasionally, it can get so overwhelming that you need some help to handle it. That would be where a...

Read this Story

Credit Tips | Oct 14, 2022

Best Credit Cards to Rebuild your Credit in Canada

Rebuilding your credit in Canada can be quite difficult, but it may not be as difficult as you think. One of the most underappreciated ways to rebuild your cred...

Read this Story

Credit Tips | Sep 15, 2022

Should you Accept a Pre-Approved Credit Limit Increase or Line of Credit?

Do you ever receive notices from your credit card company that they have a credit limit increase pre-approved for you? Do you get notices from online lenders or...

Read this Story

Credit Tips | Sep 14, 2022

Reasons your Credit Score isn't Increasing

Honestly, figuring out our credit situation is hard. The way your credit score is calculated is based on a few specific categories....

Read this Story

Credit Tips | Sep 14, 2022

How Long does Collection Stay on your Credit Report in Canada?

In Canada, while debt and credit ratings are related, they aren’t mutually exclusive. This means that having now debt won’t mean you have a good credit rating a...

Read this Story

Credit Tips | Sep 14, 2022

Line of Credit vs. Credit Card Pros and Cons

When it comes to credit accounts, there are many different types to choose from. There are unsecured personal loans, secured personal loans, lines of credit and...

Read this Story

Credit Tips | Sep 14, 2022

What does a 700 Credit Score Mean in Canada?

In Canada, your ability to borrow money or make large purchases is partially based on your credit score. Your credit score is based on your credit history, cred...

Read this Story

Credit Tips

12 Easy Ways to Increase Your Credit Score

Good or bad, your credit score isn’t written in stone. It’s a number you have the power to change for the better (or worse). If want to get proactive about your...

Read this Story

Credit Tips

Average Credit Score Ranges in Canada: What You Need to Know

If you’re just starting your credit-building journey, you may be wondering what the credit score range is in Canada and what’s considered a good score....

Read this Story
Need Help?

Visit our help centre for more information

Looking for more details about a specific service? Need to get a hold of us regarding an existing account? We are here to help!

Help Centre

Let’s grow together.

Get a Loan Quote