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Credit Tips | Mar 3, 2022

12 Easy Ways to Increase Your Credit Score

Good or bad, your credit score isn’t written in stone. It’s a number you have the power to change for the better (or worse). If want to get proactive about your...

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Credit Tips | Feb 20, 2022

Average Credit Score Ranges in Canada: What You Need to Know

If you’re just starting your credit-building journey, you may be wondering what the credit score range is in Canada and what’s considered a good score....

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Credit Tips | Feb 3, 2022

Your Credit Mix: Why It’s Important to Have Different Types of Credit in Canada

When it comes to building credit, you probably know that paying your bills on time and keeping your credit card limits below 35% is extremely important. But did...

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Credit Tips | Dec 1, 2021

What Is Considered Good Credit Utilization in Canada?

When we think about credit scores, many Canadians don’t consider credit utilization to be a primary factor. We tend to be more concerned about making payments o...

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Credit Tips | Nov 29, 2021

Credit Scores & Credit Reports in Canada: Basics For Beginners

Confused about credit, credit reports, and credit scores? Don’t worry, you’re not the only one....

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Credit Tips

How To Build Credit from Scratch in Canada

Getting credit when you don’t have any can be challenging. Credit is needed for almost everything nowadays, from getting a car, buying or renting a home, or eve...

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Credit Tips

Best Credit Score Apps in Canada: Borrowell vs. Credit Karma vs. Mogo

Over half of Canadians don’t know their credit score, but these three apps are determined to change that....

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Credit Tips

Want to Build Credit Fast? Focus On Payment History...

Your credit score is a three-digit number in your credit report that shows lenders how well you manage credit. Think of it as your reputation for honouring your...

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Credit Tips

Why Your Credit Score is Important in Canada

You probably think school and perhaps work are the only places where you will be graded and scored for performance. Not true. In fact, we go through life being...

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