Good or bad, your credit score isn’t written in stone. It’s a number you have the power to change for the better (or worse). If want to get proactive about your...
Average Credit Score Ranges in Canada: What You Need to Know
If you’re just starting your credit-building journey, you may be wondering what the credit score range is in Canada and what’s considered a good score....
Your Credit Mix: Why It’s Important to Have Different Types of Credit in Canada
When it comes to building credit, you probably know that paying your bills on time and keeping your credit card limits below 35% is extremely important. But did...
What Is Considered Good Credit Utilization in Canada?
When we think about credit scores, many Canadians don’t consider credit utilization to be a primary factor. We tend to be more concerned about making payments o...
Getting credit when you don’t have any can be challenging. Credit is needed for almost everything nowadays, from getting a car, buying or renting a home, or eve...
Want to Build Credit Fast? Focus On Payment History...
Your credit score is a three-digit number in your credit report that shows lenders how well you manage credit. Think of it as your reputation for honouring your...
You probably think school and perhaps work are the only places where you will be graded and scored for performance. Not true. In fact, we go through life being...
